We understand the importance of protecting your loved ones. Purchasing Life insurance is one of the best ways to help enable your family’s financial security.
Whether you are a newly married couple, embarking on life’s journey together, or retired after many years of service, you should consider purchasing life insurance. It’s not a topic that people race to discuss; yet, if the unexpected occurs, and you or a loved one pass away, life insurance payouts can help your grieving family members continue paying for a mortgage, purchase a much-needed car, pay off college tuition or any of a number of other potentially expensive obligations. In other words, think of Life insurance as a Nest Egg that you leave to your family or if you make it to 65 or beyond, the savings element of many cash value policies can supplement your retirement.
As an independent broker in the markets we serve, JFISH Insurance works with nearly every major Life Insurance Provider to get you the right product for your unique situation.
We offer Guaranteed Level Term, Whole Life, Universal Life, Return of Premium Term, Survivorship, Guaranteed Universal Life and Hyprid Life and Long Term Care Insurance. Plus, we offer established programs in which insured persons, in order to qualify, are not required to undergo a medical examination and or labs.
The good news is that a Term life insurance policy is typically more affordable and lasts for a set period of time. Permanent life insurance, on the other hand, cost more for the same amount of term insurance, however, offers lifelong coverage, as long as you continue paying the premiums.