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Personal Insurance

Protect the people and possessions most important to you with personal coverage customized to all your lifestyle needs.

A stitch in time saves nine.

Procrastination doesn’t work when you want to insure yourself against losses or accidents. JFish can help tailor a plan that protects your home from fire, flood, tornadoes, earthquakes, locusts… you get the idea.
Personal Injury Protection (PIP) covers common life situations such as auto insurance, life insurance, wedding insurance, LTC (Long Term Care) insurance, jewelry insurance, landlord (and renters!) insurance, disability insurance, critical care insurance and more.

In addition to helping you identify standard policies for your insurance needs, we can help lower your premiums by recommending fire detection and prevention devices and automatic water valve shutoff products. Popular over the past several years has been the insurance companies’ coverage of your home appliances, including smart-home electronics failures when that expensive equipment breaks down.

Think outside the box (ie; your home!)

If you own and operate a “hobby-farm”, work from a home office, spend weekends on a small boat; you name it, our professionals can develop protection that is far more comprehensive regarding insured protection for your safety and security.
JFish can even point you to policy riders that extend the value of your homeowner policy to cover pipes and wires that transport water and electricity, telecom and gas into your home.

 

Cats and Dogs, living together!

Our team can help you identify a policy that protects the little (and not so little) creatures in your life. Some insurance plans require your using specific veterinarians, while others enable your use of any professional vet across the globe, in case you need to protect your seeing-eye dog or traveling goat companion!
If you’re an exotic pet owner (ex: hedgehogs, tortoises, chinchillas, chameleons, iguanas, snakes, etc.) or enjoy morning conversations with your parrots and parakeets, JFish will find you coverage for blood tests, medications, illnesses, ultrasounds, x-rays, surgeries, hospitalization – even prosthetic limbs and mobility aids. Plus, insurers often provide discounts for preventive health measures such as parasite control, dental-care, anal gland expression, spaying & neutering.

 

Travel Insurance

When you pack your bags and head out on an adventure, one way to protect yourself against medical expenses that occur due to illness or injury is to purchase travel insurance. The same applies for lost baggage.

The U.S. Travel Insurance Ass’n. has shown that travel insurance plans often range between 4 and 8 percent of your whole trip’s cost.

Insurance can also cover interruptions, delays and outright cancellations of airfare, hotel stays, and purchased packages. Likewise, if you’re in need of a rental car or a lawyer’s services while traveling abroad, you’ll be covered with the right policy.

Are you in need of assistance when it comes to selecting the right combination of insurance coverage to protect your personal or business needs?

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